By: Danica Frappier
CNIB National Youth Council Member
In September of 2021, I began studying for my Master of Social Work. This is the third post-secondary program I’ve enrolled in after graduating high school in 2013. Yes, you read that correctly. I am now in my ninth year at university, which means I am well aware of how expensive it can be to pursue post-secondary education. Tuition, textbooks, living expenses, assistive technology, it all adds up. That said, don’t let the cost discourage you. Investing in your education pays off in the long run.
Here are some helpful options to consider when paying for post-secondary education.
1. Scholarships and bursaries: There are numerous scholarships and bursaries available. Some are specific to a post-secondary institution, while others can be offered by businesses and community organizations. Did you know that CNIB offers post-secondary scholarships. Scholarships can be awarded based on various factors such as financial need, community involvement, academic standing, and some are specifically for students with a disability. The financial aid office at colleges or universities is a helpful resource when looking for scholarships and bursaries.
2. Federal and provincial/territorial student financial assistance programs: Both the federal and provincial/territorial governments offer financial aid services for post-secondary students. Through these programs, you can apply for loans (money you will need to pay back) and grants (money you don’t need to pay back). It’s worth noting that grants are available for students with a permanent disability.
3. Registered Education Savings Plan (RESP): Watch this interview to find out what an RESP is and how you can benefit from free government grants that go towards post-secondary education. Surprisingly, 2 billion dollars in Canada Learning Bonds have been left unclaimed* because families aren’t opening an RESP for their child.
Whether you’re a current post-secondary student, a prospective student or the parent/legal guardian of a child who will be pursuing post-secondary studies, I encourage you to look into these options. Acquire skills and knowledge, not debt, when you pursue post-secondary education.